The good news is that everything involving mortgage and real estate

Posted by longsnapper on May 5, 2024, 6:00:14, in reply to "Anyone have experiences, good or bad, with lenders like RocketMortgage or QuickenLoans?"

Should be replaced with AI within 2 years. (Hopefully) Previous Message Looking at a small home equity loan to do some work on our house. Debating going with an online option or just going to the local bank that holds our regular mortgage. (Would prefer a 0% financing option like a short-term credit card offer, or through our contracter, but we will probably need longer than 24 months to pay it off, so will have to go with a longer-term option, despite interest rates being shitty right now.) Lots of puns, no real answers

haven't actually tried it, but for something other than normal purchase/refi transactions,

Posted by gvibes on May 4, 2024, 23:34:28, in reply to "Anyone have experiences, good or bad, with lenders like RocketMortgage or QuickenLoans?"

I'd probably just try someone local. Previous Message Looking at a small home equity loan to do some work on our house. Debating going with an online option or just going to the local bank that holds our regular mortgage. (Would prefer a 0% financing option like a short-term credit card offer, or through our contracter, but we will probably need longer than 24 months to pay it off, so will have to go with a longer-term option, despite interest rates being shitty right now.)

Take a look at Aven

Posted by Dilbert on May 4, 2024, 21:16:28, in reply to "Anyone have experiences, good or bad, with lenders like RocketMortgage or QuickenLoans?"

If looking for online, low-touch. The drawback I had was that there was a fee if you needed a check instead of their 'credit' card. Previous Message Looking at a small home equity loan to do some work on our house. Debating going with an online option or just going to the local bank that holds our regular mortgage. (Would prefer a 0% financing option like a short-term credit card offer, or through our contracter, but we will probably need longer than 24 months to pay it off, so will have to go with a longer-term option, despite interest rates being shitty right now.)

Pretty sure they're the same company.

Posted by Illiniphil on May 4, 2024, 19:29:50, in reply to "Anyone have experiences, good or bad, with lenders like RocketMortgage or QuickenLoans?"

They did my initial home loan on the house we currently own. Refi'ed within a year only because I needed a really quick turn on the initial loan (it was a short sale with a 2 week closing from acceptance) and they were the only ones I could get to take the note. I appreciated the really fast turnaround....got us a house at $40k under appraised value. The rest of the loan was garbage. Previous Message Looking at a small home equity loan to do some work on our house. Debating going with an online option or just going to the local bank that holds our regular mortgage. (Would prefer a 0% financing option like a short-term credit card offer, or through our contracter, but we will probably need longer than 24 months to pay it off, so will have to go with a longer-term option, despite interest rates being shitty right now.)

bad experience when we had to use them to get corporate relo benefits. didn't know local rules and

Posted by torinese on May 4, 2024, 18:54:21, in reply to "Anyone have experiences, good or bad, with lenders like RocketMortgage or QuickenLoans?"

caused delays in closing. maybe that's changed. Previous Message Looking at a small home equity loan to do some work on our house. Debating going with an online option or just going to the local bank that holds our regular mortgage. (Would prefer a 0% financing option like a short-term credit card offer, or through our contracter, but we will probably need longer than 24 months to pay it off, so will have to go with a longer-term option, despite interest rates being shitty right now.)