I have never used my phone to pay for anything. I simply don't trust it. I have never installed my credit unions mobile app on it. I have never installed my two investment platforms mobile app on it. I have never ran or installed my wallet on it. I pay for things three ways in my life...
1. Cash 2. Online Desktop Banking 3. American Express
I hate using my phone for anything cuz it is hard to read for my old eyes.