When Lloyds took over the TSB, it was really good for me as although always banking with Lloyds I could just pop into the TSB without walking across the town to the Lloyds branch. Then the EU made Lloyds sell TSB as they were not allowed to keep it. I now wonder how long Lloyds will remain in our town. Barclays have closed, but we still have Nat West and What used to be Midland..