Spit on Mac and Peter most younger generation seem to think they have an entitlement to everything without having to work for whatever it is they want. When I wanted to buy my first property I took in extra jobs to get the deposit together, I had my Monday to Friday job, then I worked a few nights a week at whatever I could find, then Saturday I worked in an estate agents.

I remember looking for my first flat it was in Chiswick, the prices were about £8,000 for a 2 bed roomed flat, it was about 6 months by the time I had found what I wanted and the prices had doubled, luckily I had saved enough for the deposit that was back in the late ‘70’s.

In those days and we’ll I to the ‘80’s interest rates kept rising, I think the last rise my husband and I had was when it hit 15%, also getting the first mortgage you had to wait for a few months to get the mortgage offer, was it worthwhile- yes it was, would I do it again yes.