Re: A Cashless Society? Lot of interesting replies
Posted by Allan Campbell on July 29, 2020, 7:44 pm, in reply to "Re: A Cashless Society?"
It appear that a few of you are unable to control your spending. |
Cash or card should make no difference at all. Card being best from an accountancy point of view.
We never ever go out and buy without considering what we want and where we get the best price.
We have replaced our washer, microwave this year but that comes out of an account for that type of thing.
My next big buy is a new laptop say £600. Other expenditure will bring total up to £1500 to £2000 for a total of 7 items, but that is money that has been Money that not spent because of lockdown. For example 4 months of fuel not used £500. Wear and tear on car 2400 miles @ £ ?. In normal U.K. travel.
No eating out or visits to pub.
Main saving due to being unable to have our summer trip to France thatís say £3000.
Donít get the idea that we are tight with money, I am a spendthrift, bike shops fatal !.
Donít buy many clothes as I replace stuff of a regular basis, I have started dumping stuff that I do not wear very often.
I have only one suit, bought for daughters wedding in 2000 it still fits and modern style, I have only worn it maybe 10 times.
There is another big purchase that may be required which would add another £2000 but Iím putting that off until all this Covid 19 is resolved and I am happy with my fitness levels. ( you can guess what that might be).
It all comes down to budgetary control you either have it or not.
We have it because of the jobs we had but now is a very good time to start as you all should have made big savings since March.
Pin and paper list expenditure car costs, household costs, clothing allowance, entertainment. Rainy day money. A hard one. Just have a try.
Now I must try to follow my own advice