SGOV yields over 4% and has very low duration
The shutdown is a wildcard but once resolved it should be very low risk. Or you could buy 1 month treasuries direct and roll them over. Depending how much money you are investing the juice may not be worth the squeeze.  Previous Message but I'm lazy Edit: also, I'm getting better rates than all of those via the fidelity cash management account (not FDIC backed) but even my ally bank savings account (FDIC backed) is giving me 3.4% apy. Edit 2: my Apple Pay Cash (FDIC backed) is giving me 3.65% apy. Previous Message
Anybody have any helpful information or place to do research?
Here are the rates we got quoted by our bank. I imagine there has to be better options out there.
New Funds
5 months at 4.05% APY
7 months at 3.75% APY
11 months at 3.50% APY
17 months at 3.30% APY
23 months at 3.25% APY
26 months at 3.25% APY
33 months at 3.25% APY
Existing Funds
8 months at 3.50% APY
10 months at 3.55% APY
14 months at 3.40% APY
28 months at 2.90% APY
|
|
Message Thread | This response ↓
 I'm on the board for a small charity, we're looking to invest using a CD - reggiedunlop October 9, 2025, 14:20:13
- I keep reading this as “I’m not on board with small charity” and for a split second I’m like what?* - PapaDels October 10, 2025, 8:50:20
- I'm assuming you've got a business account. Those always pay worse interest$ - illinibone October 9, 2025, 23:21:25
- Those rates look bad. Pretty sure they are lower than tbills o bought today * - FidelGoodell October 9, 2025, 20:16:15
- XRP* - gvibes October 9, 2025, 19:08:20
- NVIDIA* - Stu October 9, 2025, 18:42:27
- Make your life easy - jfinsocal October 9, 2025, 18:12:33
- CapitalOne has 4.00% for 12 months and a bit higher than you show for longer terms. - EffinIllini October 9, 2025, 16:43:46
- Those look ballpark fine. - ghost_of_clt October 9, 2025, 15:13:10
- You may be able to get .25% better online at a "bank". Those are pretty decent in the market - illini222 October 9, 2025, 14:27:59
- I haven't bought a CD in a while, but I would've expected the rate to be higher with a longer term * - jjlocke923 October 9, 2025, 14:24:41
- nerdwallet and bankrate are where I look. There's probably better places - ATL October 9, 2025, 14:24:11
- SGOV yields over 4% and has very low duration - jfinsocal October 9, 2025, 18:26:36
« Back to index | View thread » |
on October 9, 2025, 18:26:36, in reply to "nerdwallet and bankrate are where I look. There's probably better places"
- osklister October 10, 2025, 9:03:31