Posted by Potomac
on October 29, 2025, 7:54:26, in reply to "My folks are moving from Medicare Advantage, which they've had for years, to regular Medicare"
It's easy to go "up" to Advantage, harder to go down. MA plans have been too expensive and restrictive. A good Medigap policy with a suitable deductive for the individual is usually the way to go.
I only pay $75 per month with a high-deductible plan, chosen because of a lifetime history (so far) of almost no charges. That may be as low as someone can go.
My basic part D has no monthly charge for now.
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