The Deuce: actually a decent idea

A Trump account, also known as a 530A account, will be a stock market index investment account in the United States established for a U.S. citizen child. Trump accounts were initially authorized in law by the One Big Beautiful Bill Act (OBBBA) of 2025.

Certain aspects of how Trump accounts will function remain yet to be defined, but the Internal Revenue Service (IRS) has released a notice of its planned regulations.[1][2] The IRS describes a Trump account as a type of individual retirement account (IRA).[2] Before January 1 of the calendar year in which the child will reach 18 years old, the funds in the account cannot be withdrawn, and after that, the account will be treated the same as a traditional IRA.[2]

https://en.wikipedia.org/wiki/Trump_account