The Deuce: This being Bilt*

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This being Bilt*

Posted by Sammich

on September 6, 2026, 18:59:12, in reply to "Any points and miles dorks here use Bilt?"

Previous Message

Considering opening the card to pay my mortgage (up to 1.25 pts/$) and they seem to have lots of transfer partners as well. But the system they have looks overly complicated on how you actually earn and use points.

What we've become is contrary to what we want
Take a bow

25

Message Thread | This response ↓

Any points and miles dorks here use Bilt? - ATL September 6, 2026, 16:22:15

What if you don't have a mortgage? - EffinIllini September 8, 2026, 10:32:42
- I think the mortgage thing is the big selling point over Amex or Chase. But Bilt also has a wide - ATL September 8, 2026, 10:41:34
TTMLIF -> the benefit is you can get points for your mortgage but you are locked in to - CoronaTheirAss September 7, 2026, 10:18:41
- i only use bilt for my mortgage related expenses and enough everyday spend to get the 1.25x - Ari Gold September 7, 2026, 13:41:07
- Can't compare to Robinhood Gold and not sure what you mean by "locked in to their card". My plan is - ATL September 7, 2026, 11:42:14
  - Are you limited to one "real estate" payment per month or would this work for a HELOC too? - Dilbert September 7, 2026, 11:49:58
    - On the daycare payment thing, the Thrifty Traveler podcast guy does exactly that. - ATL September 7, 2026, 19:26:24
    - AFAIKT not limited. My evidence is that you can pay multiple mortgages via the system.* - ATL September 7, 2026, 11:56:04
      - correct.* - Ari Gold September 7, 2026, 13:31:59
- You dont have to use their card for everything, if there are better options for you - Dilbert September 7, 2026, 11:28:15
  - correct. it’s not only 1.25x, but no fees!* - Ari Gold September 7, 2026, 13:42:38
yes. it's awesome, the transfer options to alaska (american) and hyatt are great. - Ari Gold September 7, 2026, 10:13:25
I have it. - nash September 6, 2026, 19:04:51
- yeah, bilt cash kind of sucks outside of the hotel, lyft, and walgreens credit. - Ari Gold September 7, 2026, 10:16:02
  - lol yeah if I hit NYC I’m totally doing Blade. - nash September 7, 2026, 12:22:35
    - that’s why i don’t do the bilt cash option. just getting the minimum is too much for me!* - Ari Gold September 7, 2026, 13:27:51
This being Bilt* - Sammich September 6, 2026, 18:59:12

Acknowledged.* - complainant September 6, 2026, 19:29:50

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