And appraisals tend to come out at the exact value you are looking for. Archived Message Posted by HamptonSki on April 27, 2022, 19:22:44, in reply to "I think appraisals are $350-500*" Funny how that works Previous Message Previous Message I'll reach out to my lender. I dont know what an appraisal costs, but it's surely more than what PMI I have left Previous Message if cost of appraisal < remaining expected PMI Message Thread: | This response ↓ Just received a weird text from a stranger asking if they could buy our home - PapaDels April 27, 2022, 10:55:04 Monthly complaint that I can't refi - ISeeDeadHawkeyes April 27, 2022, 16:01:25 This is kind of a really dumb complaint * - FidelGoodell April 27, 2022, 19:14:03 Does your loan have an automatic PMI stop at 78% LTV? - uofi1998 April 27, 2022, 16:34:02 It does - ISeeDeadHawkeyes April 27, 2022, 18:04:21 depending on lender / servicer, you might be able to order appraisal and end PMI early - Dilbert April 27, 2022, 16:04:09 I would agree, you shouldn’t have to refinance to have it end* - TarheelIllini April 27, 2022, 18:07:07 Cool, I didnt even realize that was a possibility - ISeeDeadHawkeyes April 27, 2022, 16:10:45 I think appraisals are $350-500* - CubsWonWorldSeries April 27, 2022, 19:07:07 And appraisals tend to come out at the exact value you are looking for. - HamptonSki April 27, 2022, 19:22:44 In this market, when you see a home that looks pretty nice on zillow - VIV April 27, 2022, 15:27:59 At least here I was told some of those are uninsurable. Thusly unfinancable. * - haighter April 27, 2022, 19:10:25 A few times a week. * - haighter April 27, 2022, 14:24:04 Home ownership sucks. Reason 4,309,321* - timmer April 27, 2022, 12:56:05 All the time - TarheelIllini April 27, 2022, 12:29:35 I get texts and calls a few times a week - CubsWonWorldSeries April 27, 2022, 12:00:01 We get unsolicited letters and calls about our cabin all the time. - KingTalkyTiki April 27, 2022, 11:44:44 Somebody bought a lake-front lot a few houses down from mine with 1/4 of the acreage - gvibes April 27, 2022, 15:29:48 Same. We thought we bought at the peak but holy cow - Cunativeson April 27, 2022, 11:49:14 If you could make $100k+ profit on the lake house - CubsWonWorldSeries April 27, 2022, 12:05:20 Mine is right next to my parents so I would not sell unless I was getting - gvibes April 27, 2022, 15:30:35 You misspelled "mansion" with your 5 kids and Tahoe and Suburban * - CubsWonWorldSeries April 27, 2022, 19:31:33 I could double my money on the HHI - TarheelIllini April 27, 2022, 12:33:31 One of my friends is looking for a condo there and asked me and another friend if we wanted to - CubsWonWorldSeries April 27, 2022, 14:36:18 Could, yes. Will we? No. We enjoy it and plan on keeping it long term - Cunativeson April 27, 2022, 12:14:51 *makes offer at 200k over prior purchase* * - Dilbert April 27, 2022, 12:39:58 Pass* - Cunativeson April 27, 2022, 12:59:02 pfft* - Dilbert April 27, 2022, 12:59:29 I take it with a grain of salt, but Mr. Cooper estimates our cabin worth... - KingTalkyTiki April 27, 2022, 12:19:47 Sell sell sell sell sell!* - DiamondDazzle April 27, 2022, 12:25:11 ooo - IlliniSax05 April 27, 2022, 12:58:49 *GLARE** - KingTalkyTiki April 27, 2022, 12:29:51 Sounds like we have different motivations but similar situations* - Cunativeson April 27, 2022, 12:22:47 Its a typical situation in these typical times. Too many choices * - CubsWonWorldSeries April 27, 2022, 12:23:50 We bought it from a super-nice elderly couple from Wausau. - KingTalkyTiki April 27, 2022, 11:52:26 Ours was a couple retired and moving to AZ. Sold it completely turn key, including the boat - Cunativeson April 27, 2022, 12:01:29 Sames.....sans boat and the menagerie of of stuffed wildlife. - KingTalkyTiki April 27, 2022, 12:03:04 I get mail from kind people reminding me that my vehicle warranty is about to expire. Bless them* - bbonb April 27, 2022, 11:29:09 Tell them you’ve had a lot of offers, but will consider theirs if they pay the $100 application fee* - doubledown April 27, 2022, 11:20:40 I get those all the time. And for property in Atlanta that I don't own and never have.* - ATL April 27, 2022, 11:19:53 someone related, but i seem to get a lot more spam texts these days - lcubed April 27, 2022, 11:11:48 I get phone calls about that daily. They find the number associated with the mortgage/deed or - 1 NEW April 27, 2022, 11:03:53 I was getting those for awhile. I started answering them and telling them wrong number. - doubledown April 27, 2022, 11:25:45 I’ve asked them if they saw a list for my house. - 1 NEW April 27, 2022, 11:27:05 Once a month get an email from a buyer, twice monthly broker letters* - bigbop85 April 27, 2022, 11:00:16 I get a few inquiries every year about the curling club as well* - Sounder April 27, 2022, 11:00:55 Sidejack, does Seattle have a platform/paddle tennis scene?* - bigbop85 April 27, 2022, 11:05:15 Are you referring to pickle ball?* - Sounder April 27, 2022, 11:08:41 No paddle/platform - bigbop85 April 27, 2022, 15:13:47 never heard of it* - Sounder April 27, 2022, 15:42:18 it's similar but different. pickle ball is big in Seattle, for sure. I have played on several home - cpsteine April 27, 2022, 11:30:18 Pickleball was just made the official sport of Washington state - Sounder April 27, 2022, 15:42:05 My dad has gone pickle ball crazy. He just finished paving a court at his cottage* - gvibes April 27, 2022, 15:37:22 I’ve gotten probably 10 different pieces of mail recently from companies pretending to be my car - snipes824 April 27, 2022, 10:59:04 I get a few of those a week* - Sounder April 27, 2022, 10:58:41 Kind of related our neighbors sold theirs for over asking. People who got out bid offered us - Cunativeson April 27, 2022, 10:58:33 Asking is the starting point in the city right now.* - KingTalkyTiki April 27, 2022, 11:37:01 I was surprised to see the Chicago market even hotter than a year ago. - Carl Spackler April 27, 2022, 11:15:00 it has gone up. a lot. Evanston, anyhow. it's just a dearth of inventory that's driving this, far as - cpsteine April 27, 2022, 11:32:09 Our realtor said the other day it’s even worse than when we were looking in terms of inventory. - Carl Spackler April 27, 2022, 15:37:18 If someone offered me 15% above market I’d really think about it. - PapaDels April 27, 2022, 11:08:44 Yeah, there would be a point I would consider it - Dilbert April 27, 2022, 11:20:37 We're probably a year out. The thing is, I don't want to put myself into a "must buy" situation* - Cunativeson April 27, 2022, 11:10:44 Could you move into the lake house for the summer while you look? - CubsWonWorldSeries April 27, 2022, 12:11:57 Probably but we have a nanny that comes over every day and child activities in the city. Along with - Cunativeson April 27, 2022, 12:16:03 Oh yes forgot about the Nanny or any child care for that matter* - CubsWonWorldSeries April 27, 2022, 12:25:07 Yep totally get that. You’re forced to buy in a hot market which is not fun* - PapaDels April 27, 2022, 11:13:02 Hot market with an extremely tight location/inventory* - Cunativeson April 27, 2022, 11:18:51 That's how I sold our condo back in the day. It was nice to not have to list* - gvibes April 27, 2022, 11:01:43 Honestly, I'm tempted to toss out a stupid number with a long close and see if they bite* - Cunativeson April 27, 2022, 11:07:38 Respond indicating you only accept payment via iTunes gift cards* - Dilbert April 27, 2022, 10:58:11 Oops, so you're not interested in selling? Sorry about that* - OrangeSox April 27, 2022, 10:57:19 lulz....actually call me in three years!* - PapaDels April 27, 2022, 10:57:48 I’ve gotten multiple a week since we refinanced our house last year - AintHatin April 27, 2022, 10:57:16 Ah good point. I bet that’s the source for this too.* - PapaDels April 27, 2022, 11:06:36 they're phishing; they're not interested in buying your house* - suburbanmyth April 27, 2022, 10:56:21 Yep, I deleted it with a quickness.* - PapaDels April 27, 2022, 10:57:25 Smart, but not enough to protect you. Better burn it down, and - Sammich April 27, 2022, 10:58:36 LOL* - PapaDels April 27, 2022, 11:05:44 Yes, but it's usually a REALtor* - GrandmotherPearlsJam April 27, 2022, 10:55:52 Yes. It's a scam.* - JFG April 27, 2022, 10:55:52   Searching