I guess you will not manage to do the perfect skincare routine without spending at all. But yes, if you are not a millionaire, that doesn't mean that you need to neglect the way you look. I recommend you check
Dermoi! for a start. It is always good to care about your skin from within and also apply good solutions from the outside. Take it as a care philosophy, if you wish, but I am sure that the key to perfection is the right balance between price and quality.