I really never liked it because I had no say on how the money was invested . I also didn’t like it because you couldn’t get any of it out till you were 591/2 years old.
I also was really pissed when I could get at it I was taxed twice on it. My tax accountant told me it was legal for me to be taxed on it twice . I. Think because when I put the money in the annuity I didn’t pay tax on that money and i didnt pay taxes on the interest it made over the years.