https://www.cnbc.com/2026/01/25/us-states-where-you-can-retire-at-65-with-less-than-1-million.html

Nevada
Annual cost of living: $60,572
Savings you need to retire: $953,368

You should work you ass off to become debt free as soon as possible. Those are personal decisions and require sacrificing the WANTS in life for future freedom and success. The wants come later easily if you do this early. This should be taught in high school along with saving and investing.