The main cause of the inflation rises are the utilities and council tax increases. Any pension and benefits increases are swallowed up by these increases year upon year.
We have regulators who are useless and governments past and present who allow water increases of up to 26%, and gas and electric companies saying bills need to increase then post record profits. The government need to hold the regulators to account. If they don't do don't the job, and it seems to be case then abolish these organisations and put something in place with real power and targets they have to achieve instead of picking up very decent paychecks for little or no return.