like a flood, hurricane, tornado, wild fires.... let's see how far your private charities will take you. Insurance companies, churches, neighbors... are not enough when it comes down to brass tacks. Insurance companies are in business to make money, not lose it. Neighbors, churches and charities may help... but they cannot clean up and rebuild everything a natural disaster destroys. Your 'hero' that you voted for says we should do away with FEMA. Let the states handle their own emergencies and disasters, he says. He wants to cut aid and good will toward neighbors and citizens, foreign and domestic, while increasing spending on the military. Have you not wondered why?