Addendum to my response downthread:
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I use credit cards almost solely for online purchases (Amazon, etc.), unless I'm over in the States. In Japan, small purchases are seldom made by CC, even at places like convenience markets: people use either cash or phone apps (which might be linked to a card, but also often directly to a bank account). The phone app will often be linked to a points program as well, and even cash purchases can be points-paying. At 7-11, where cash purchase are made via a machine, you just scan in your points code before putting in the cash. At the other "konbini," you scan, then hand the clerk the cash. Smaller shops, mom-and-pop food places, and that sort of business are often cash only. Those places are starting to add phone pay options, but traditional credit cards just aren't used as often in Japan, and those little shops don't seem inclined to add them.
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Message Thread | This response ↓
Do you ever use credit cards? How much debt do you have? - Ken C August 26, 2025, 6:49 am
- Never had one, - Christopher Blackwell September 1, 2025, 5:27 pm
- Addendum to my response downthread: - 7:77 August 29, 2025, 3:05 pm
- No - observer August 27, 2025, 3:50 pm
- Using debit cards is stupid. - KR August 27, 2025, 6:30 pm
- Wrong AGAIN. - observer August 29, 2025, 11:11 am
- Correct!!!!
- DFM August 28, 2025, 5:27 pm
- I never use my debit card.. . .always the credit card. - Dancing Digits August 28, 2025, 7:23 am
- No - observer August 27, 2025, 9:58 pm
- Amen!
- Deanna August 29, 2025, 8:29 am
- WRONG - KR August 29, 2025, 8:57 am
- Correct - Skye August 29, 2025, 1:19 pm
- Yes, but.... - Skye August 27, 2025, 12:53 pm
- Before I retired, I got rid of all debt. - GOG August 27, 2025, 12:04 pm
- Credit cards are nothing but - Dancing Digits August 26, 2025, 9:48 am
- yes - trish August 26, 2025, 9:00 am
- All the time. No debt. - Mugwump August 26, 2025, 7:50 am
- Yes. Zero. - 7:77 August 26, 2025, 7:12 am
- I use a credit card for every purchase in order to get the points. - KR August 26, 2025, 6:52 am
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