Never had one,
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Anything that encourages you to spend money that you don't have is dangerous to budgeting. Interest means paying more for the same thing. I would just do without, less to worry about.
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Message Thread | This response ↓
 Do you ever use credit cards? How much debt do you have? - Ken C August 26, 2025, 6:49 am
- Never had one, - Christopher Blackwell September 1, 2025, 5:27 pm
- Addendum to my response downthread: - 7:77 August 29, 2025, 3:05 pm
- No - observer August 27, 2025, 3:50 pm
- Using debit cards is stupid. - KR August 27, 2025, 6:30 pm
- Wrong AGAIN. - observer August 29, 2025, 11:11 am
- Correct!!!!
 - DFM August 28, 2025, 5:27 pm
- I never use my debit card.. . .always the credit card. - Dancing Digits August 28, 2025, 7:23 am
- No - observer August 27, 2025, 9:58 pm
- Amen! - Deanna August 29, 2025, 8:29 am
- WRONG - KR August 29, 2025, 8:57 am
- Correct - Skye August 29, 2025, 1:19 pm
- Yes, but.... - Skye August 27, 2025, 12:53 pm
- Before I retired, I got rid of all debt. - GOG August 27, 2025, 12:04 pm
- Credit cards are nothing but - Dancing Digits August 26, 2025, 9:48 am
- yes - trish August 26, 2025, 9:00 am
- All the time. No debt. - Mugwump August 26, 2025, 7:50 am
- Yes. Zero. - 7:77 August 26, 2025, 7:12 am
- I use a credit card for every purchase in order to get the points. - KR August 26, 2025, 6:52 am
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