Have them get 2-3 credit cards
Credit scores are based on length of credit history and total available credit balance. The longer the credit history and larger available balance, the better. Just stay on top of them to pay that stuff off. Only use a card if they have that money on hand or will have on hand in 2-3 weeks.  Previous Message
mini currently is an additional cardmember on my Apple Card but doesn't have his own card. Did your kids get a card of their own when they went to college? Do they have kiosks with stupid giveaways like they used to in the 1990s?
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Message Thread | This response ↓
 For those with recent college kids - what did you do for a credit card for them? - ATL June 30, 2026, 9:46:13
- The Credit Union at Purdue offers students a card. - Chicago1995 July 1, 2026, 9:52:30
- My kids have bank accounts that I can access or transfer money to - Taz June 30, 2026, 20:29:53
- College kiddo got a credit card though the credit union at Wisconsin. - nash June 30, 2026, 19:32:50
- i know it - Nobster June 30, 2026, 11:43:57
- Have them get 2-3 credit cards - timmer June 30, 2026, 11:42:29
- if you haven't yet, atm card and pile in money for allowance/tasks. - Nobster June 30, 2026, 11:37:21
- Chase Freedom Rise card* - Herman Blume June 30, 2026, 11:10:01
- Both my kids 22 (grad school) and 16(HS senior) were added to my Discover Card. - EffinIllini June 30, 2026, 10:18:26
- *boggle* - Chilango June 30, 2026, 10:23:56
- Why boggle?* - ATL June 30, 2026, 10:25:24
- Cosigning for your adult child - Chilango June 30, 2026, 10:26:35
- Credit card is kind of a necessity. Emergencies happen. - Chicago1995 July 1, 2026, 9:55:42
- Guess I don't understand the *boggle*. - EffinIllini June 30, 2026, 11:43:15
- I’m with you on the cosigning for an adult. I used to be with you on the “giving my kids a credit - DocWalk20 June 30, 2026, 10:40:46
- How do you expect a full time student to acquire a car? - gvibes June 30, 2026, 10:34:40
- I think there are arguments to be made on both sides. For better or worse, cars and credit are - ATL June 30, 2026, 10:30:39
- You will change your mind when your kids get older. I thought the same thing - Warrin'_Illini June 30, 2026, 10:28:43
- My kid got her own Discover card. Now she has a Chase Sapphire, as well. * - Tuscy June 30, 2026, 10:15:51
- Can they figure it out? - Chilango June 30, 2026, 10:06:14
- Even I know the answer is Discover* - Stu June 30, 2026, 9:51:03
- I don't have kids but I did get a credit card before I went to college - IlliniSax05 June 30, 2026, 9:49:22
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on June 30, 2026, 11:42:29, in reply to "For those with recent college kids - what did you do for a credit card for them?"