Dumb college question—how do you actually get student loans?
Posted by DT on March 16, 2026, 19:44:50
You read all these stories about people graduating with $100k in student loans. But the financial aid packages Sprout has gotten only include like $4-5k in loans through the school. So where are people getting additional loans? Do you just shop around at banks? Are there specialty lending orgs?
Solid LAM! Also I think that colleges are giving you federal subsidized loans in the FAFSA
I think you have to go to private lenders for the rest? I actually have the same question but that’s my guess. I have a related question though, how do you play colleges off each other?“We are old and tired and just want to be taken care of.” - Republican voter, Dec. 2024.