Not sure if it's the best one, but maybe Discover. Archived Message
Posted by EffinIllini on October 23, 2023, 9:58:42, in reply to "CC cashback offers"
October 1 through December 31 they have 5% cash back on purchases at Amazon and Target up to $1500, so you can max at $75 cash back
Then they have other quarterly 5% cash back periods that often include groceries, gas restaurants, etc. Can max out each of those to $75 cash back if spending $1500 per quarter.
All other purchases per year get 1% cash back.
Then Discover also matches your cash back bonus for the first year of card ownership. (I do not know if there is a maximum amount.)
So say you max every $75 quarter and have extra $10k in other 1% categories, you can get $800 cash back ($75 quarterly X 4 quarters + $10k X 1% X 2 for 1st year cash back match).
If you are really good, could in theory double dip and hit the Amazon & Target 5% cashback bonus max of $75 in the 4th quarter of both 2023 and 2024, adding an extra $150 (doubled) to your first year cashback bonus.
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Where's Dan when you need him.
Does anyone know of good offers for signing up for a card and getting cashback with a spending level in the initial time frame? Do these offers pick up around the holidays?