So what you wrote makes more sense to me now than it would have yesterday.
My next door neighbor gave me the number of an Insurer that they used. Supposedly he'll be able to give us some good direction.
My wife and I already get our Social Security, so when we turn 65 (her, next May; me, next June) we'll be automatically enrolled, I guess in Parts A & B.
I assume we'll go with a Part C Advantage Plan of some kind.
Right now we pay $660 a month for everything, including vision and dental.
I'm hoping we can get pretty much the same coverage for that much or less.
Thanks again. That was great. Very helpful.